H.R. 1900IntroducedFINANCE AND FINANCIAL SECTOR
Bank Failure Prevention Act of 2025
Banking and financial institutions regulation · Business records · Corporate finance and management
Key facts
Introduced: Mar 6, 2025
Chamber: House
Cosponsors: 3
Congress: 119th
Latest action · Jun 4, 2025
Placed on the Union Calendar, Calendar No. 101.
Summary
Bank Failure Prevention Act of 2025
This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies.
Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of whether the application was deemed complete. (Currently, the board must grant or deny an application no later than 90 days after receipt of a complete application.)
In addition, the board is prohibited from basing such application determinations on information provided by third parties.
Summary by Congressional Research Service.
Timeline
- Jun 4, 2025Placed on the Union Calendar, Calendar No. 101.
- Jun 4, 2025Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
- Jun 4, 2025Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
- May 21, 2025Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 21.
- May 21, 2025Committee Consideration and Mark-up Session Held
- Mar 6, 2025Referred to the House Committee on Financial Services.
- Mar 6, 2025Introduced in House
- Mar 6, 2025Introduced in House
Cosponsors
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