Tribal Trust Land Homeownership Act of 2025
Summary
Tribal Trust Land Homeownership Act of 2025
This bill sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.
Additionally, the bill sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.
The bill also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.
The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.
Finally, the bill establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.
Timeline
- Feb 23, 2026Placed on the Union Calendar, Calendar No. 439.
- Feb 23, 2026Reported by the Committee on Natural Resources. H. Rept. 119-513.
- Feb 23, 2026Reported by the Committee on Natural Resources. H. Rept. 119-513.
- Jan 22, 2026Ordered to be Reported by Unanimous Consent.
- Jan 22, 2026Committee Consideration and Mark-up Session Held
- Jan 22, 2026Subcommittee on Indian and Insular Affairs Discharged
- May 20, 2025Subcommittee Hearings Held
- May 13, 2025Referred to the Subcommittee on Indian and Insular Affairs.
- Mar 14, 2025Referred to the House Committee on Natural Resources.
- Mar 14, 2025Introduced in House
- Mar 14, 2025Introduced in House