ThePolitibase
H.R. 6536IntroducedFINANCE AND FINANCIAL SECTOR

Rural Depositories Revitalization Study Act

Bank accounts, deposits, capital · Congressional oversight · Financial services and investments
Sponsor
Rep. Norman, Ralph [R-SC-5]
R · SC-5
Key facts
Introduced: Dec 9, 2025
Chamber: House
Cosponsors: 3
Congress: 119th
Latest action · Feb 2, 2026
Placed on the Union Calendar, Calendar No. 404.

Summary

Rural Depositories Revitalization Study Act

This bill requires federal banking agencies to study and report on approaches to support rural depository institutions.

Specifically, the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation must jointly (1) study and report on methods to improve the growth, capital adequacy, and profitability of rural depository institutions; and (2) identify statutes and regulations that limit such methods or prevent the establishment of new rural depository institutions. 

Summary by Congressional Research Service.

Timeline

  1. Feb 2, 2026
    Placed on the Union Calendar, Calendar No. 404.
  2. Feb 2, 2026
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.
  3. Feb 2, 2026
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.
  4. Dec 17, 2025
    Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 0.
  5. Dec 17, 2025
    Committee Consideration and Mark-up Session Held
  6. Dec 16, 2025
    Committee Consideration and Mark-up Session Held
  7. Dec 9, 2025
    Referred to the House Committee on Financial Services.
  8. Dec 9, 2025
    Introduced in House
  9. Dec 9, 2025
    Introduced in House

Cosponsors

In the News

View official record on Congress.gov →