ThePolitibase
H.R. 6544IntroducedFINANCE AND FINANCIAL SECTOR

REVIEW Act of 2025

Banking and financial institutions regulation · Congressional oversight · Credit and credit markets
Sponsor
Rep. Timmons, William R. [R-SC-4]
R · SC-4
Key facts
Introduced: Dec 9, 2025
Chamber: House
Cosponsors: 0
Congress: 119th
Latest action · Feb 25, 2026
Placed on the Union Calendar, Calendar No. 452.

Summary

Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act of 2025 or the REVIEW Act of 2025

This bill increases the frequency and expands the scope of regulatory reviews conducted by federal financial agencies.

Currently, these regulatory reviews must occur every 10 years to identify outdated or unnecessary regulations imposed on insured depository institutions. The bill increases this frequency to every 7 years. 

Additionally, the bill expands these reviews to include an internal review of the cumulative impacts of regulations, including an assessment regarding (1) access to financial products and services, (2) credit availability and market liquidity, and (3) costs and benefits of regulations with respect to financial safety and soundness and overall economic activity. 

The bill also codifies the National Credit Union Administration’s inclusion in this review process. 

Summary by Congressional Research Service.

Timeline

  1. Feb 25, 2026
    Placed on the Union Calendar, Calendar No. 452.
  2. Feb 25, 2026
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-527.
  3. Feb 25, 2026
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-527.
  4. Dec 17, 2025
    Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 23.
  5. Dec 17, 2025
    Committee Consideration and Mark-up Session Held
  6. Dec 16, 2025
    Committee Consideration and Mark-up Session Held
  7. Dec 9, 2025
    Referred to the House Committee on Financial Services.
  8. Dec 9, 2025
    Introduced in House
  9. Dec 9, 2025
    Introduced in House

In the News

View official record on Congress.gov →