21st Century ROAD to Housing Act
Summary
Housing for the 21st Century Act
This bill revises federal housing programs, including by expanding available financing for affordable housing and providing grants for planning and community development activities.
For example, the bill increases the statutory maximum loan limits for mortgage insurance programs administered by the Federal Housing Administration for multifamily homes and requires the use of a more specific inflation index for such loans.
The bill also increases the maximum eligible income for the Department of Housing and Urban Development's (HUD's) HOME Investment Partnerships Program (grants to states and localities to support housing for low-income households) and establishes a grant program to assist regional, state, and local entities with strategies to support affordable housing.
In addition, the bill
- exempts certain housing-related activities from the environmental review process, including certain construction, improvement, or rehabilitation of residential buildings;
- excludes veterans' disability benefits from being considered as income for purposes of determining eligibility for the Veterans Affairs Supportive Housing (VASH) program;
- establishes a pilot program to provide grants to public housing agencies (PHAs) and other owners of federally assisted housing to test the efficacy of temperature sensors to support compliance with temperature requirements;
- eliminates the requirement that manufactured homes must be constructed with a permanent chassis; and
- authorizes HUD to conduct performance reviews of organizations that provide housing counseling services.
The bill also expands oversight of HUD and PHAs, such as by requiring PHAs to post information about contracts on their websites.
For more information about this bill, see CRS Report R48849.
Floor Votes
Timeline
- Mar 16, 2026Message on Senate action sent to the House.
- Mar 12, 2026Passed Senate with an amendment by Yea-Nay Vote. 89 - 10. Record Vote Number: 53.
- Mar 12, 2026Passed/agreed to in Senate: Passed Senate with an amendment by Yea-Nay Vote. 89 - 10. Record Vote Number: 53.
- Mar 12, 2026Considered by Senate. (consideration: CR S1017, S1021-1024)
- Mar 11, 2026Cloture invoked in Senate by Yea-Nay Vote. 82 - 11. Record Vote Number: 52. (CR S1005)
- Mar 11, 2026Considered by Senate. (consideration: CR S969, S1004-1005)
- Mar 10, 2026Motion by Senator Thune to commit to Senate Committee on Banking, Housing, and Urban Affairs with instructions to report back forthwith with the following amendment (SA 4313) fell when cloture was invoked on amendment SA 4308 in Senate.
- Mar 10, 2026Considered by Senate. (consideration: CR S943)
- Mar 5, 2026Cloture motion on the measure presented in Senate. (CR S877)
- Mar 5, 2026Considered by Senate. (consideration: CR S855-856)
- Mar 4, 2026Motion by Senator Thune to commit to Senate Committee on Banking, Housing, and Urban Affairs with instructions to report back forthwith with the following amendment (SA 4313) made in Senate.
- Mar 4, 2026Measure laid before Senate by motion. (consideration: CR S773-777)
- Mar 4, 2026Motion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 90 - 8. Record Vote Number: 45. (CR S773)
- Mar 4, 2026Motion to proceed to measure considered in Senate. (CR S769)
- Mar 3, 2026Motion to proceed to measure considered in Senate. (CR S741)
- Mar 2, 2026Cloture on the motion to proceed to the measure invoked in Senate by Yea-Nay Vote. 84 - 6. Record Vote Number: 44. (CR S728)
- Mar 2, 2026Motion to proceed to measure considered in Senate. (CR S719)
- Feb 26, 2026Cloture motion on the motion to proceed to the measure presented in Senate. (CR S692)
- Feb 26, 2026Motion to proceed to consideration of measure made in Senate. (CR S692)
- Feb 24, 2026Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 343.
- Feb 23, 2026Read the first time. Placed on Senate Legislative Calendar under Read the First Time.
- Feb 11, 2026Received in the Senate.
- Feb 9, 2026The title of the measure was amended. Agreed to without objection.
- Feb 9, 2026Motion to reconsider laid on the table Agreed to without objection.
- Feb 9, 2026On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 390 - 9 (Roll no. 57). (text: CR H2050-2070)
Cosponsors (showing first 30 of 31)
- Rep. Waters, Maxine [D-CA-43] D-CA
- Rep. Flood, Mike [R-NE-1] R-NE
- Rep. Cleaver, Emanuel [D-MO-5] D-MO
- Rep. Green, Al [D-TX-9] D-TX
- Rep. Sessions, Pete [R-TX-17] R-TX
- Rep. Velázquez, Nydia M. [D-NY-7] D-NY
- Rep. Rose, John W. [R-TN-6] R-TN
- Rep. Sherman, Brad [D-CA-32] D-CA
- Rep. Steil, Bryan [R-WI-1] R-WI
- Rep. Scott, David [D-GA-13] D-GA
- Rep. Stutzman, Marlin A. [R-IN-3] R-IN
- Rep. Beatty, Joyce [D-OH-3] D-OH
- Rep. Meuser, Daniel [R-PA-9] R-PA
- Rep. Pressley, Ayanna [D-MA-7] D-MA
- Rep. Kim, Young [R-CA-40] R-CA
- Rep. Tlaib, Rashida [D-MI-12] D-MI
- Rep. Garbarino, Andrew R. [R-NY-2] R-NY
- Rep. Torres, Ritchie [D-NY-15] D-NY
- Rep. Lawler, Michael [R-NY-17] R-NY
- Rep. Garcia, Sylvia R. [D-TX-29] D-TX
- Rep. De La Cruz, Monica [R-TX-15] R-TX
- Rep. Pettersen, Brittany [D-CO-7] D-CO
- Rep. Nunn, Zachary [R-IA-3] R-IA
- Rep. Fields, Cleo [D-LA-6] D-LA
- Rep. Salazar, Maria Elvira [R-FL-27] R-FL
- Rep. Bynum, Janelle S. [D-OR-5] D-OR
- Rep. Downing, Troy [R-MT-2] R-MT
- Rep. Liccardo, Sam T. [D-CA-16] D-CA
- Rep. Haridopolos, Mike [R-FL-8] R-FL
- Rep. Moskowitz, Jared [D-FL-23] D-FL
In the News
- Senate Passes 21st Century ROAD to Housing Act, combining elements of existing House and Senate Housing packages - National Association of Counties
- Congress Vote: The Senate has passed H.R. 6644 - Housing for the 21st Century Act - Quiver Quantitative
- Senate passes 21st Century ROAD to Housing Act - HousingWire
- What’s in the 21st Century ROAD to Housing Act? - Bipartisan Policy Center
- Ranking Member Maxine Waters Applauds Passage of Landmark Bipartisan Housing Bill “Housing for the 21st Century Act,” Including Key Democratic Wins - House Financial Services Committee Democrats (.gov)
- House Passes Bipartisan Housing for the 21st Century Act - National Association of Counties
- The House Passes the Housing for the 21st Century Act - RISMedia
- House Approves Sweeping Housing Package - Affordable Housing Finance
- Comparing the ROAD to Housing Act and the Housing for the 21st Century Act - Bipartisan Policy Center
- Dueling Housing Bills Illustrate Congress’ Priorities in Addressing Nation’s Housing Crisis; Finding a Legislative Vehicle Will be Key to Passing the Comprehensive Proposals - Novogradac