119th Congress · House bill · Last action Sep 28, 2026
H.R. 7730Passed Both ChambersFinance and Financial Sector
Bankruptcy Threshold Adjustment Act
Sponsor: Rep. Cline, Ben (R-VA)6 cosponsorsIntroduced Feb 26, 2026
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In plain English
H.R. 7730 increases the debt limit for small business reorganization bankruptcies (Subchapter V) from $3.4 million to $7.5 million and raises the cumulative debt limit for wage earner plan bankruptcies (Chapter 13) from $2.1 million to $2.75 million. The bill also combines secured and unsecured debt toward a single Chapter 13 limit instead of keeping them separate. These changes restore provisions that expired in 2024. Rep. Ben Cline (R-VA) sponsored the bill, which has bipartisan support with 3 Democratic and 3 Republican cosponsors.
What’s in the bill (2 sections)
- Sec. 2. Debt limit modifications
- Sec. 3. Effective date
Generated by ThePolitibase from the bill text and CRS summary. Read the official text →
Note: the official CRS summary for this bill was written on 2026-02-26, but the bill text was revised on 2026-09-17T04:00:00Z. Provisions may have been added since the summary was written — the section list above reflects the current text.
Where it is in the process
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Introduced
Feb 26
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House committee
Mar 26
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House floor
Sep 16
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Senate
Sep 28
5
Signed
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What happens next: Cleared both chambers. Heads to the President's desk.
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Sponsor
BR
Rep. Cline, Ben [R-VA-6]
R-VA-6
Cosponsors (6)
JR
LR
JR
LR
ZR
DR
3 Democrats, 3 Republicans (of 6 shown).
Activity timeline
Sep 28
Sep 28
Sep 28
Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
Sep 28
Sep 28
Sep 28
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
Sep 17
Sep 17
Sep 17
Received in the Senate, read twice.
Sep 16
Sep 16
Sep 16
Motion to reconsider laid on the table Agreed to without objection.
Sep 16
Sep 16
Sep 16
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5939-5940)
Sep 16
Sep 16
Sep 16
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
Sep 16
Sep 16
Sep 16
DEBATE - The House proceeded with forty minutes of debate on H.R. 7730.
Sep 16
Sep 16
Sep 16
Considered under suspension of the rules. (consideration: CR H5939-5941)
Sep 16
Sep 16
Sep 16
Mr. Cline moved to suspend the rules and pass the bill, as amended.
Aug 27
Aug 27
Aug 27
Placed on the Union Calendar, Calendar No. 684.
Read the bill text
Official text via Congress.gov. Opens in a new tab.
Full action log
All 17 recorded actions since introduction · Source: Congress.gov
Sep 28
SENATEPassed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
Sep 28
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
Sep 17
SENATEReceived in the Senate, read twice.
Sep 16
HOUSEMotion to reconsider laid on the table Agreed to without objection.
Sep 16
HOUSEOn motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5939-5940)
Sep 16
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
Sep 16
HOUSEDEBATE - The House proceeded with forty minutes of debate on H.R. 7730.
Sep 16
HOUSEConsidered under suspension of the rules. (consideration: CR H5939-5941)
Sep 16
HOUSEMr. Cline moved to suspend the rules and pass the bill, as amended.
Aug 27
HOUSEPlaced on the Union Calendar, Calendar No. 684.
Aug 27
HOUSEReported (Amended) by the Committee on Judiciary. H. Rept. 119-783.
Aug 27
Reported (Amended) by the Committee on Judiciary. H. Rept. 119-783.
Mar 26
HOUSEOrdered to be Reported (Amended) by Voice Vote.
Mar 26
HOUSECommittee Consideration and Mark-up Session Held
Feb 26
HOUSEReferred to the House Committee on the Judiciary.
Feb 26
Introduced in House
Feb 26
Introduced in House
All 6 cosponsors
3 Democrats · 3 Republicans
Democrats (3)
Republicans (3)
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