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119th Congress · Senate bill · Last action Jan 13, 2026
BillsFinance and Financial SectorS. 3623Congress.gov ↗
S. 3623In CommitteeFinance and Financial Sector

Republicans introduce bill requiring credit card networks to offer multiple routing options

Sponsor: Sen. Marshall, Roger (R-KS)5 cosponsorsIntroduced Jan 13, 2026
In plain English

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Where it is in the process

Introduced
Jan 13
Senate committee
Jan 13
3
Senate floor
-
4
House
-
5
Signed
-
What happens next: Sits in committee. Needs a markup or favorable report to advance to the Senate floor.

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Sponsor

Cosponsors (5)

RS
PS
BS
CS
AS
2 Democrats, 2 Republicans (of 4 shown).

Activity timeline

Jan 13
Jan 13
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jan 13
Jan 13
Introduced in Senate
Read the bill text
Official text via Congress.gov. Opens in a new tab.
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Full action log

All 2 recorded actions since introduction · Source: Congress.gov
Jan 13
SENATERead twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jan 13
Introduced in Senate

All 5 cosponsors

2 Democrats · 2 Republicans · 1 Independent
Democrats (2)
Republicans (2)
Independents (1)
King, Angus S., Jr. [I-ME]ME

In the news

Lummis, Moreno Join Credit Card Competition Act As Interchange Threat Grows - CU Today
Lobbying Update: $1,240,000 of CAPITAL ONE FINANCIAL CORPORATION lobbying was just disclosed - Quiver Quantitative
Lobbying Update: $2,150,000 of VISA INC. lobbying was just disclosed - Quiver Quantitative
Lobbying Update: $720,000 of WELLS FARGO & COMPANY lobbying was just disclosed - Quiver Quantitative
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