Tribal Trust Land Homeownership Act of 2025
Summary
Tribal Trust Land Homeownership Act of 2025
This bill sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.
Additionally, the bill sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.
The bill also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.
The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.
Finally, the bill establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.
Floor Votes
Timeline
- May 4, 2026Signed by President.
- May 4, 2026Signed by President.
- Apr 27, 2026Presented to President.
- Apr 27, 2026Presented to President.
- Mar 4, 2026Motion to reconsider laid on the table Agreed to without objection.
- Mar 4, 2026On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
- Mar 4, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
- Mar 4, 2026Considered as unfinished business. (consideration: CR H2390)
- Mar 3, 2026At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
- Mar 3, 2026DEBATE - The House proceeded with forty minutes of debate on S. 723.
- Mar 3, 2026Considered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361)
- Mar 3, 2026Mr. Westerman moved to suspend the rules and pass the bill.
- Dec 15, 2025Held at the desk.
- Dec 15, 2025Received in the House.
- Dec 15, 2025Message on Senate action sent to the House.
- Dec 11, 2025Passed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691)
- Dec 11, 2025Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
- Sep 29, 2025Star Print ordered on 119-60.
- Sep 3, 2025Placed on Senate Legislative Calendar under General Orders. Calendar No. 148.
- Sep 3, 2025Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
- Sep 3, 2025Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
- Mar 5, 2025Committee on Indian Affairs. Ordered to be reported without amendment favorably.
- Feb 25, 2025Read twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352)
- Feb 25, 2025Introduced in Senate
Cosponsors
In the News
- The Major Questions Doctrine Constrains Presidential Power Over Elections - Reason Magazine
- How They Voted (Congress) - highlandscurrent.org
- Last Week In Congress: How Cascadia’s U.S. lawmakers voted (March 2nd-6th) - Northwest Progressive Institute
- How They Voted: Colorado congressional votes for Feb. 27-March 5, 2026 - Daily Camera
- Congress Vote: The House has passed S. 723 - Tribal Trust Land Homeownership Act of 2025 - Quiver Quantitative
- BGOV Bill Analysis: S. 723, Native American Mortgage Processing - Bloomberg Government News
- House of Representatives set to take action on Indian Country bills - Indianz.Com
- Masked and Unidentifiable: The Risks of Federal Law Enforcement Operating Without Identification - Center for American Progress
- Cuts to Medicaid will devastate New Jersey. Call your NJ congress member | Opinion - Bergen Record
- INDIAN AFFAIRS COMMITTEE ADVANCES 25 BILLS TO FULL SENATE - Indian Affairs Committee (.gov)